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Financing Roadmap



Jo Ann Webley CRS, CDPE, CLHMS
Direct: 602.579.5300



Cheryl Martin ABR, CDPE,
REO Certified
Direct: 602.619.5300

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Financing Roadmap

Does it Help to be Pre-Qualified by a Lender?
The pre-qualification process can be completed fairly quickly, based on less information than is required for getting pre-approved. While it is fast and it does help, a pre-qualification letter is an opinion from a lender of the maximum amount of real estate you can qualify for. In a competitive seller’s market, an offer from a buyer with a pre-qualification letter could lose out to a person who is pre-approved.

Get Pre-Approved by a Lender
There are several benefits to going the extra mile and getting a pre-approval letter. First of all, you will know exactly how much real estate you can afford. When you find a property you want to buy, your offer will be in a better positioned than someone less prepared. Finally, being pre-approved is more efficient; it reduces the amount of time it will take your lender to fund your loan. Be prepared to provide comprehensive documentation, which the lender may independently verify, including but not limited to:

Job and career status
Income
Monthly debt payments
Cash available
Total assets and debts


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Jo Ann Webley & Cheryl Martin
Your Double Agents

RE/MAX Alliance Group
The Premier Office
725 W Elliot Rd., #111
Gilbert AZ 85233


Jo Ann Webley
Owner/Associate Broker
CRS, ABR


Direct: 602.579.5300
JoAnn@YourDoubleAgents.com


Cheryl Martin
ABR, REO Certified

Direct: 602.619.5300
Cheryl@YourDoubleAgents.com

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Jo Ann Webley & Cheryl Martin - "Your Double Agents"
RE/MAX Alliance Group - 725 W. Elliot Rd., #111 Gilbert, AZ 85233 | Contact 602.619.5300